3 Year New for Old Replacement1

If your vehicle is accidentally damaged beyond economic repair and less than 3 years old, you could be eligible to replace it with a new one.

New Genuine Ford Parts2

Look after the integrity of your vehicle, by using only New Genuine Parts, when possible.

Choice Of Repairer3

Provides you flexibility with your choice of repairer, when possible.

Flexible payment options4

Offers you both annual or monthly payments.

Removal of Excess for Glass Damage5

The Standard Excess under your policy won’t be applied for windscreen, sunroof or window glass only claims.

Lifestyle Coverage6

Enjoy coverage for items used for sporting or leisure when you choose the Lifestyle Extension cover option.

NF 2024 09 Insurance Page Update

Standard

Enjoy reliable cover with the host of benefits that Ford Insure provides the everyday driver.

Standard coverage includes:
· 3 Year New for Old Replacement1
· New Genuine Parts2
· Choice of Repairer3
· Flexible Payment Options4
· Automatic Removal of Excess for Glass Damage5

Tradie Package

Offers robust coverage for those on the go with the addition of Tools of Trade. The tradie package is crafted to include that little bit extra at a reduced price.

The Tradie Package includes:
· Standard coverage benefits
· Coverage for stolen or damaged tools of trade, trade stock or materials7
· Hire Car costs covered following an accident9

Lifestyle 4x4

Go beyond the basics with the addition of Lifestyle Extension, tailored for every adventure.

Lifestyle Coverage includes:
· Standard coverage benefits
· Coverage for accidental loss of (including theft) or accidental damage to Lifestyle Equipment6
· Hire Car costs covered following an accident9
NF 2024 09 Insurance Page Update-13
Comprehensive Benefits Included Ford Insure
Legal liability Up to $20 million any one event or related series of events
Cost incurred for a vehicle Finance Agreement payout following a total loss
New for Old replacement1 Up to 3 years following a total loss
New Genuine Parts2
Choice of Repairer3
Accidental loss or damage to your vehicle
Pay your premium by the month4
Guarantee on authorised repairs for as long as you own or lease the vehicle
Cost incurred for towing after an accident
Legal liability cover when using a substitute vehicle
Removal of Standard Excess for glass claims5 Windscreen, sunroof or window glass damage
Trailer and caravan cover Up to $5,000
Cost incurred for replacing your child seat or baby capsule after a covered accident
Emergency accommodation and travelling expenses when more than 100km from home Up to $5,000 for any one event
Emergency repairs after a covered accident Up to $3,000
Personal items after a covered accident Up to $2,500 for any one event
Rental car after theft of your vehicle $150 per day limit, maximum $3,000 for any one event
Lock Re-keying and re-coding if your vehicle keys are stolen Up to $5,000 for any one event
Optional benefits you can add
Rental Car Following an Accident $150 per day limit, up to $5,400
Coverage for items used for sporting or leisure Up to $5,000 for any one event
Removal of Standard Excess for tyre claims 3 replacements or repairs in any one period of insurance
Tools of trade cover Up to $5,000 for any one event
Feature Benefit
New for old replacement If your vehicle is accidentally damaged beyond economic repair and less than 3 years old, you could be eligible to replace it with a new one1.
New Genuine Parts Look after the integrity of your vehicle, by using only New Genuine Parts, when possible2.
Choice of Repairer Provides you flexibility with your choice of repairer, when possible3.
Flexible Payment Options Offers you both annual or monthly payments4.
Removal of Excess for Glass Damage The Standard Excess under your policy won’t be applied for windscreen, sunroof or window glass only claims5.

Terms and Conditions


[1] If your new vehicle is within 3 years of the first registration and is involved in a claim that is assessed a Total Loss, it may be replaced with a new vehicle of the same make and model, where a replacement vehicle is available. If the same make and model is not available, the Insurer may replace your vehicle with the nearest equivalent or suitable replacement. Refer to the Ford Insure PDS for full details.

[2] Some insurance companies may use repairers that could use non genuine parts to repair your vehicle. If your claim is accepted the insurer will use Genuine Parts when available. If not available, the insurer may use genuine reconditioned or recycled parts or ADR certified new, recycled or reconditioned parts. Refer to the Ford Insure PDS for full details.

[3] The Insurer may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer that is agreed upon. Refer to the Ford Insure PDS for full details.

[4] Premiums are payable annually or monthly, subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees apply. Refer to the Ford Insure PDS for full details.

[5] Automatic removal of your standard excess on glass damage means the Standard Excess will not apply if you sustain a loss where the only damage to your Vehicle was glass damage. Refer to the Ford Insure PDS for full details.

[6] Lifestyle Extension provides coverage for your bicycles, camping gear and other items used for sporting or leisure, max $5,000 any one claim. Refer to the Ford Insure PDS for full details.

[7] With the Tools of Trade option, the insurer provides coverage up to $5,000 for tools, trade stock or materials stolen via forcible and violent entry to your securely locked vehicle or damage to trade tools, stock, and materials from a locked vehicle or fixed toolbox, or due to a vehicle collision. It does not cover cash, negotiable instruments, computers or navigation devices used for business. Refer to the Ford Insure PDS for full details.

[8] The insurer covers theft or accidental loss/damage to your owned trailer/caravan when attached to your vehicle, or detached within your home’s land boundaries but not incommon areas of multi-unit homes. Contents in or on the trailer/caravan are not covered. The maximum the insurer will pay for one incident is the market value of the caravan/trailer up to $5,000. Refer to Ford Insure PDS for full details.

[9] If your vehicle is involved in a covered accident, the insurer will reimburse you for the reasonable cost of hiring a similar vehicle providing you first obtain the insurer’s approval. Refer to Ford Insure PDS for full details.

*Conditions Apply

Available at participating Ford Dealers. Retail and Small business customers only. Eligibility for customer or vehicle is subject to meeting the Ford Insure underwriting...

[1] If your new vehicle is within 3 years of the first registration and is involved in a claim that is assessed a Total Loss, it may be replaced with a new vehicle of the same make and model, where a replacement vehicle is available. If the same make and model is not available, the Insurer may replace your vehicle with the nearest equivalent or suitable replacement. Refer to the Ford Insure PDS for full details.

[2] Some insurance companies may use repairers that could use non genuine parts to repair your vehicle. If your claim is accepted the insurer will use Genuine Parts when available. If not available, the insurer may use genuine reconditioned or recycled parts or ADR certified new, recycled or reconditioned parts. Refer to the Ford Insure PDS for full details.

[3] The Insurer may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer that is agreed upon. Refer to the Ford Insure PDS for full details.

[4] Premiums are payable annually or monthly, subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees apply. Refer to the Ford Insure PDS for full details.

[5] Automatic removal of your standard excess on glass damage means the Standard Excess will not apply if you sustain a loss where the only damage to your Vehicle was glass damage. Refer to the Ford Insure PDS for full details.

[6] Lifestyle Extension provides coverage for your bicycles, camping gear and other items used for sporting or leisure, max $5,000 any one claim. Refer to the Ford Insure PDS for full details.

[7] With the Tools of Trade option, the insurer provides coverage up to $5,000 for tools, trade stock or materials stolen via forcible and violent entry to your securely locked vehicle or damage to trade tools, stock, and materials from a locked vehicle or fixed toolbox, or due to a vehicle collision. It does not cover cash, negotiable instruments, computers or navigation devices used for business. Refer to the Ford Insure PDS for full details.

[8] The insurer covers theft or accidental loss/damage to your owned trailer/caravan when attached to your vehicle, or detached within your home’s land boundaries but not incommon areas of multi-unit homes. Contents in or on the trailer/caravan are not covered. The maximum the insurer will pay for one incident is the market value of the caravan/trailer up to $5,000. Refer to Ford Insure PDS for full details.

[9] If your vehicle is involved in a covered accident, the insurer will reimburse you for the reasonable cost of hiring a similar vehicle providing you first obtain the insurer’s approval. Refer to Ford Insure PDS for full details.

*Conditions Apply

Available at participating Ford Dealers. Retail and Small business customers only. Eligibility for customer or vehicle is subject to meeting the Ford Insure underwriting criteria and will be determined according to personal circumstances. To check eligibility, contact Ford Insure at www.ford.com.au/owners/Insurance or call us on 13 FORD. Any advice in relation to the insurance product is provided by Willis Australia Limited ABN 90 000 321 237, AFSL 240600 (“WTW”). While all reasonable skill and care has been taken in preparation of this it should not be construed or relied upon as a substitute for specific advice on your insurance needs. The advice is not based on your personal objectives, financial situation or needs. Accordingly, you should consider how appropriate the advice is to those objectives, financial situation and needs before acting on the advice and, before buying the product, you should read the current Product Disclosure Statement (PDS) and Target Market Determination (TMD) prepared by the insurer, HDI Global Specialty SE – Australia, ABN 58 129 395 544, AFSL 458776 (“HDI”). Both the PDS and the product TMD are available wtwco.com/fordinsure. WTW receives commission benefits from the insurer. These fees and commission are disclosed in the WTW FSG and relevant client documentation. This insurance product is arranged by Ford Australia or your authorised dealer acting as a distributor of WTW for this product. In arranging this insurance, Ford Australia and your authorised dealer act on behalf of WTW and not as your agent. You should review and understand the WTW FSG. If you purchase this insurance Ford Australia and your Dealership will receive a commission from WTW. For further information or assistance please go to www.ford.com.au/owners/Insurance or call us on 13 FORD (3673). WTW are acting as agent of HDI Global Specialty SE- Australia under a binding authority agreement.